Disney World on a Budget: How the Incredi-Pass Helped Us Spend Under $450 Per Person
Update (August 2025): Since this trip, we’ve continued refining our Incredi-Pass strategy across additional visits. This post focuses on one specific trip. You can see our complete five-trip breakdown here: How We Save Thousands on Disney Trips with Points.
This post is a real-world example of how the Disney Incredi-Pass can work when paired with points and cashback.
PROVEN METHODS
Free & Low-Cost Disney Trips ARE Possible
🎯 The Goal: FREE Disney vacations using points and cashback strategies
✈️ Our Experience: We’ve used these exact methods for our own Disney trips
🏰 Your Potential: Dramatically reduce or eliminate Disney vacation costs
These strategies work – we use them ourselves and teach you how to maximize points for the biggest impact.
See How We Do It →Maximizing the Disney Incredi-Pass for Ultimate Value
To stretch the value of our Disney annual passes, we planned multiple trips to Walt Disney World parks this year.
Since writing this post, we’ve been able to stretch our Incredi-Pass value even further by adding a 5th trip within the same year. That extra trip lowered our per-person cost from $450 to closer to $390, without changing anything else in our plan.
Disney Annual Passholder Benefits That Save You Money
Disney Annual passholders have lots of benefits:
✅ Access to all four Walt Disney World resort theme parks
✅ Park Hopper flexibility
✅ Complimentary standard theme park parking at resort theme parks
✅ Discounts on select dining, merchandise, and Disney resort hotels
Passholder discounts on dining and merchandise can add up quickly. We also added Disney PhotoPass service for just one person and water park access for everyone to our annual pass purchase. Disney PhotoPass service includes attraction photos and is a great way to have great photos of your magical experiences.
Including tax and the water park option, the cost of each Disney annual pass came to $1,755.
Our kids love the Disney water parks, they can easily spend 2 days at Typhoon Lagoon. As a Disney Annual Passholder, you get free park hopper, so we enjoy hopping to Magic Kingdom, Epcot or Hollywood Studios after a day at a Disney Water park. Another great time to use park hopper is after a day at Animal Kingdom, as it tends to close earlier than Magic Kingdom, Hollywood Studios or Epcot.
Comparing Incredi-Pass to Regular Park Tickets
Park Hopper plus tickets for this trip would have been $877 per person or $3,908 for a family of 4 plus parking fees of $480. This 6 park day Disney World Vacation with water park and park hoper cost just $450 per person by using Incredi-Pass for park entry, Marriott points for a free hotel stay and the Pepper App for a free car rental!
If you are looking for a comprehensive step-by-step guide to getting Disney tickets free or cheap, check out our complete Disney World tickets with points and cashback guide.
Free Hotel with Marriott Bonvoy Points
While many love staying on-property at Disney Resorts, the cost can add up quickly. Instead, we stay off-property to Marriott Bonvoy points for free hotel stays.
We booked TownePlace Suites Orlando Flamingo Crossings Town Center for FREE! This amazing hotel, just minutes from the theme Parks, is not only budget-friendly but also pet-friendly, allowing our furry friends to join the adventure. Check out our full TownePlace Suites Orlando at Flamingo Crossings review for detailed insights on this property.
How We Earned Free Hotel Nights:
We combined this with 2 free night awards to receive our 7 night stay at TownePlace Suites Orlando Flamingo Crossings Town Center for free. Free night awards are a great way to add onto the 5th night free benefit for longer stays. Free night awards are available on many Marriott co-branded credit cards such as the American Express Marriott Bonvoy Bevy credit card and the Chase Marriott Bonvoy Boundless.
Learn the complete strategy in our guide to earning Marriott Bonvoy points for Disney including which cards to get first and how to maximize earning. Another way to earn Marriott Bonvoy points is if you have a card that earns American Express membership reward points, you can transfer those points to Marriott.
Rakuten is a great way to earn American Express membership reward points on your everyday spending. Check out our post about how to earn American Express membership rewards with Rakuten.
More Ways to Save on Your Disney Budget Trip
Want to see how these strategies work in practice? Check out our How We’re Going to Disney World for Just $1,800 for a Family of 4 for another real budget breakdown, and our Our Family Disney World Vacation Review for a detailed day-by-day recap of our budget Disney trip experience.
Your unforgettable, budget-friendly Disney World trip awaits!
About Points to Magic
Points to Magic is a Disney travel strategy company that helps families save thousands on Disney vacations using credit card points and cashback systems.Our planning approach is informed by professional financial analysis and refined through real-world family travel testing to reduce cost, confusion, and overwhelm.
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